How many parts does the application for a life insurance policy consist of?

The application for a life insurance policy typically consists of two main parts: the general information section and the medical information section.

The first part generally includes basic details about the applicant, such as name, age, gender, and contact information. This section helps the insurer gather essential demographic data.

The second part focuses on the medical history of the applicant, encompassing questions about past illnesses, medications, and any family medical history that might impact risk assessment. This information is crucial for the insurer to evaluate the applicant's risk profile and determine the appropriate premium rates.

Having these two distinct sections allows the insurer to thoroughly underwrite the policy and make informed decisions regarding coverage and premium pricing.